This month we are talking about pet insurance and why it is one of the most important things to have when you own a pet. If accidents arise with your pet, you will most likely need pet insurance to cover what happened. Here are some of the benefits, prices, and why it’s important to have.

Pet insurance is good to have because sometimes our furry friends may need some extra medical attention. Accidents, such as broken bones can occur, they might eat something they weren’t supposed to, or they may come down with an unexpected illness that requires surgery. This is where pet insurance domes in handy for these unexpected expenses. Pet insurance roughly costs anywhere from $30-$50 per month for decent coverage. Most pet insurance covers accidents plus illnesses such as digestive issues, allergies, cancer, and infections. Pet insurance covers a lot of things, but not everything, such as spaying and neutering, annual checkups, vaccinations, flea and tick control, heartworm medication, teeth cleaning, ear cleaning, and microchipping.

Even though pet insurance doesn’t cover everything, it’s still a good idea to have if any of the accidents above happen. Accidents and illnesses generally require Emergency Veterinarian Services which can be quite pricey. The average cost of an emergency vet visit is between $800-$1,500 and if they end up needing surgery, that can potentially add thousands of more dollars. 1 in 3 pets a year require a visit to an Emergency Vet clinic, so it’s good to have the safety net of pet insurance in your back pocket. Lots of companies sell pet insurance including companies such as Embrace, Figo, and Nationwide. There are a lot of options and the price will vary depending on your pet’s age, species and breed, where you live, and the coverage package you choose.

Hopefully, this information gives pet owners a sense of what pet insurance is all about. Consider purchasing insurance to ensure the health, safety, and happiness of your four-legged friend!